Locking ignition key inside car and insurance

bec68's picture
bec68 started the topic in Monday, 10 Feb 2025 at 4:16pm

Has anyone found an insurer that will cover you if you lock your ignition key in the car, or in a key safe, while you go for a surf, and the car gets stolen?

I've tried 3 insurers today and they don't cover it.

Thanks

southernraw's picture
southernraw's picture
southernraw Monday, 10 Feb 2025 at 8:14pm

Shiiit. That's hard luck @Bec68. Sorry to hear that!
I don't know of any myself personally but would be interested if anyone does.

blackers's picture
blackers's picture
blackers Monday, 10 Feb 2025 at 8:43pm

I dont think anyone covers this, it has been discussed in other threads over the years. The solution is to keep your keys away from your vehicle. Either take it with you (a non-electronic version) or use a key safe if you like, just not attached to or near enough to your car to identify it. Either that or drive a shitbox that no-one wants to steal. Works for me :)

southernraw's picture
southernraw's picture
southernraw Monday, 10 Feb 2025 at 8:47pm

Leave it with me. I might know a guy that knows a guy. Might take some time, but will post back here if i can make a convincing spiel. There's definitely a market there....and insurance companies love markets. ;-)

basesix's picture
basesix's picture
basesix Monday, 10 Feb 2025 at 9:08pm

Right you are @southern.. I’ll round up the gang and get the emergency supply backpack from the clubhouse. We'll meet you back here at midnight..!

GuySmiley's picture
GuySmiley's picture
GuySmiley Monday, 10 Feb 2025 at 9:15pm

Yep, previously covered

southernraw's picture
southernraw's picture
southernraw Monday, 10 Feb 2025 at 9:16pm

hahaha. No not that kinda 'know a guy who knows a guy' @basesix. Literally know some crew that could endorse that for their company. Unlikely, but you never know if you don't ask, for your surfing brothers and sisters right? btw i'll bring my groucho marx mask if it comes to it! You know i'm good for an old fashioned rumble!

basesix's picture
basesix's picture
basesix Monday, 10 Feb 2025 at 9:29pm

haha. aaaawwww.. I thought a good-old fashioned caper was afoot : (

(brett028's 'surf key lock' thread 2019):
https://www.swellnet.com/forums/wax/478726
(rikodriko's 'Electronic Car key - where do you hide it?' thread 2022):
https://www.swellnet.com/comment/868579